Stacking Rollup

Stacking Rollup refers to the cumulative addition of guaranteed interest or bonus credits to the policy's cash value or income base over a specified period, often during the policy's early years or the initial phase of the policy. This mechanism is designed to enhance the policy's growth potential. The "stacking" aspect implies that each year's guaranteed bonus or interest is added on top of the previous year's, creating a compounding effect. This can be particularly beneficial for policyholders aiming to maximise the policy's cash value or income potential for retirement or other financial goals.

Note: The exact definition and mechanics of "stacking rollup" can vary depending on the insurance carrier and the specific IUL product. It's essential to review the policy's terms and conditions or consult with a financial professional to understand the precise details and implications of this feature.