Joint Owner

Joint Ownership in a policy context means shared ownership among two or more individuals. Each joint owner holds equal rights and responsibilities:

What is Joint Owner?

Joint Ownership in a policy context means shared ownership among two or more individuals. Each joint owner holds equal rights and responsibilities:

In the context of an Indexed Universal Life (IUL) policy, joint owners can:

Decide on Indexed Account Allocations: They have a say in how to distribute investments among different accounts.
Manage Cash Value Accumulation: Joint owners contribute to decisions regarding the policy's cash value growth strategies.

Joint Ownership in a policy context means shared ownership among two or more individuals. Each joint owner holds equal rights and responsibilities:

Fixed-Rate Universal Life Policy

Paid-Up Additional Insurance (PUA)

Contract Owner

Cash Value Component

Cap on Earnings

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