Fixed Account Rate

Fixed Account Rate refers to the guaranteed minimum interest rate that the insurance company will credit to the policy's cash value that is allocated to the fixed account.

This account is an alternative to the equity-indexed portion of the policy and offers a stable, though typically lower, return compared to the potential returns from the equity-indexed component.

The fixed account rate provides policyholders with a safe option for their funds, ensuring a set amount of growth regardless of market performance.