Permanent Life Insurance

Permanent Life Insurance is a life insurance category offering the insured lifetime coverage, contingent on premium payments. Distinguishing features in Indexed Universal Life (IUL) policies:

• Lifelong Coverage: Ensures protection throughout the insured's life, unlike term insurance's limited duration.
• Death Benefit Plus Cash Value: Combines a death benefit with a cash value component.
• Cash Value Growth: Potential increase based on selected stock market indices like the S&P 500, without direct market involvement.
• Market Downturn Protection: Offers safeguards against market losses.
• Financial Flexibility: Enables accessing cash value through loans or withdrawals.

Permanent Life Insurance in the form of IUL offers enduring protection and financial growth opportunities.