Non-Forfeiture Options

Non-Forfeiture Options in Indexed Universal Life (IUL) insurance policies offer safeguards for policyholders who can't maintain premium payments. Key aspects:

• Prevents Total Value Loss: Protects against losing the policy's entire value due to non-payment.
• Assured Benefits: Ensures some returns even if the policy is surrendered or if there are payment lapses.

These options provide financial security and flexibility, allowing policyholders to retain benefits under challenging financial circumstances.