Linked Benefit Products

Linked Benefit Products in the insurance world combine life insurance with additional benefits, like long-term care coverage. Within Indexed Universal Life (IUL) insurance, they offer:

• Flexible Premiums: Allowing policyholders to choose payment amounts and schedules.
• Cash Value Growth: Linked to a market index, offering potential increases.
• Additional Benefits: Usable for long-term care or specified needs.

Key Advantages for the Policyholder:

• Dual Benefit: Offers life insurance protection and access to funds for chronic illness, long-term care, or other specific conditions.
• Holistic Financial Solution: These products address a range of financial needs through a singular policy.

This innovative approach allows policyholders to effectively tackle multiple financial aspects, leveraging the dual nature of the product.