Guaranteed Minimum Interest Rate

The "Guaranteed Minimum Interest Rate" is a provision often found in fixed annuities and some insurance policies. It ensures that the invested funds will earn a specified minimum rate of interest, regardless of broader market fluctuations or economic downturns.

This rate acts as a floor, guaranteeing that the investment will grow at least at this predetermined rate, offering a measure of predictability and security to investors even in volatile financial environments.

For individuals seeking stability in their investments, the Guaranteed Minimum Interest Rate offers a significant advantage.